Payday Loan: Is Online Loan Really Affordable For You?

Payday Loan by Crediterianis

Payday Loan by Crediterianis

Payday Loan is the new personal loan of Crediterianis, the direct bank of the Dutch Group Crediterianis. This is a loan designed to adapt continuously to your needs, thanks to its convenience and flexibility.

To find out if Payday Loan is the financing solution that best suits your needs, compare it immediately with the other Ramsay families on the market with FastCash. Just enter a few details and the comparator will select for you the most advantageous offers for your profile.

You can request and manage Payday Loan directly online or via smartphone, thanks to the Crediterianis app available both for devices running Android and iOS. In addition, an Crediterianis consultant will be available to follow you and advise you throughout the loan application phase.

Payday Loan: features

Payday Loan: features

Payday Loan allows you to get from 3,000 to 30,000 euros, to be repaid over a period of time between 1 and 7 years. Being a personal loan you will not need to provide a motivation at the time of the request, but you can use the sum obtained as you see fit.

Payday Loan by Crediterianis is a flexible credit solution, which allows you to renegotiate the terms and conditions of the loan, adapting them to your needs. The Skip Installment option allows you to postpone the payment of the monthly installment of the loan up to a maximum of 3 times, while the Reduce Installment option allows you to reduce the amount of installments up to a maximum of 2 times, all at no extra cost.

Payday Loan: credit insurance

Payday Loan: credit insurance

When you apply for an Payday Loan you can choose whether or not to take out the optional credit protection policy Protect Prestito Arancio, from Genworth. The cost of the policy is included in the monthly payment, which inevitably will increase a little compared to a loan without insurance coverage. In principle, the cost of the monthly Proteggi Prestito Arancio premium is 4% of the total amount of the monthly loan installment.

In case of involuntary loss of the workplace, accident or hospitalization, Protect Payday Loan will guarantee you enough money to pay the monthly installments for the necessary time, plus a small extra amount of 500 euros.

In the event of death, on the other hand, Protect Payday Loan will guarantee the amount to pay off the remaining loan, thus avoiding that the burden falls on your heirs.

 

Payday Loan: how to get it

Payday Loan: how to get it

You can request the feasibility of Payday Loan directly via FastCash, simply by clicking on “Request Feasibility” next to the product. Alternatively, you can request it via the Crediterianis website in just 5 minutes, either from a PC or a smartphone. Here’s how to make the request step by step:

  • fill in the quote indicating the sum and the repayment duration you want;
  • upload the required documentation online, following the instructions that will be provided to you;
  • download the Application Form from the site, sign it and send it to Crediterianis;
  • wait for the outcome of the evaluation of the loan request by Crediterianis. A consultant will tell you the decision either by phone or by e-mail;
  • once you receive the Application Form by Post, the amount you requested with Payday Loan will be credited to your current account in a few days.